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Debt Collection

Your rights as a consumer are protected under the Fair Debt Collection Practices Act. Review the frequently asked questions section for an overview of what a debt collection agency or creditor legally can, or can not do, in their efforts to collect money from you. If you believe a debt collector has violated the law, you have the right to sue in a state or federal court within one year from the date the law was violated. You may recover money for the damages you suffered including emotional stress. Also you can sue for statutory damages up to $1000 if you prove a violation under the law. Finally, court costs and attorney's fees can be recovered. A group of people also may sue a debt collector and recover money for damages.  Please contact my firm for help if you think your rights have been violated.